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Health Supplement Insurance

Even with medical coverage, your costs from a serious health condition, a hospital stay, or an accident can be hefty. Depending on the situation, you may be faced with copays, deductibles, hospital charges, transportation fees, and lodging expenses.

Health Supplement Insurance covers you for a variety of unexpected health situations. It provides you with extra cash in the event you or a covered family member has a critical illness diagnosis (such as cancer, heart attack, stroke, or end-stage kidney disease), is hospitalized for an accident or sickness, or is injured in an accident. Benefits are paid directly to you.

To learn more, you can watch a short video and see an example of how Health Supplement Insurance could benefit you.

Choose Your Coverage Level

If you decide you want Health Supplement Insurance, you have two coverage levels to choose from. Both provide a benefit for the same circumstances—the “high option” simply pays a higher benefit for certain health situations.

You’ll be able to see coverage details when you enroll through the enrollment website at benefits.rich.com.

Things to Consider

When deciding whether to enroll in Health Supplement Insurance, be sure to consider the following:

Cost per Paycheck
The cost of coverage is based on the coverage level you choose. You’ll be able to see the cost per paycheck when you enroll through the enrollment website at benefits.rich.com.

Your and Your Family’s Needs
Does a serious health condition run in your family? Are you planning to have a baby? Have you suffered financial loss due to an accident? Have you or a covered family member been hospitalized on occasion? If you answered “yes” to any of these questions, having Health Supplement Insurance could give you peace of mind.

Have a Health Savings Account (HSA)?
Health Supplement Insurance can provide additional medical protection and lower your out-of-pocket medical costs. That way, you can save your HSA for when you really need it.

Make It Yours To Go